Virgin America is again within the bank card sport after a quick hiatus, launching two new bank cards this week to let their buyer earn journey factors on flights and different purchases, too.
The playing cards usually are not significantly outstanding, although the “Premium” model has one fascinating wrinkle. Let’s look at what each offers:
- The Virgin America Visa Signature Card has a $49 annual payment. It provides you three factors per greenback on Virgin America purchases, and 1 level per greenback on all different purchases. You’ll get 10,000 “bonus” Elevate factors in case you use the cardboard for no less than $1000 in purchases inside the first 90 days. Along with factors, your first checked bag is free while you buy your ticket with the cardboard, you get 20% off in-flight meals and leisure (however not Web entry), and $150 off one companion ticket per yr.
- The Virgin America Premium Visa has an annual payment of $149. For that further $100 you get every part the usual Visa provides you, plus an additional 5000 Elevate bonus factors (15,00Zero whole) in case you put $1000 on the cardboard in 90 days, the chance to get further Gold & Silver standing factors primarily based on card spending ($10000 = 5000 factors, as much as 15,00Zero per yr), and no flight change or cancellation charges. So far as that final level goes, although, you must perceive that if in case you have cash coming again to you, it’ll solely be issued as a journey credit score that have to be used inside the following 12 months. In different phrases, in case you cancel out on a flight you’ve paid for, you received’t get the cash again however may have a credit score in your account that have to be used inside a yr. That’s a giant distinction from a easy refund.
Each playing cards are issued by Comenity Capital Financial institution, an issuing financial institution of Alliance Information, which is finest identified for issuing partnerships with retailers including Victoria’s Secret, Pottery Basrn, J.Crew, Crate & Barrel, and extra.