Review: Younkers Credit Card

younkers-credit-cardNOTE: This bank card has been discontinued. See “What’s the best credit card for me?” that will help you select a unique bank card.

Regional division retailer chain Younkers, in partnership with Comenity Financial institution, offers a credit card that means that you can earn reward factors towards future Younkers purchases. Our overview / evaluate of the Younkers bank card is under:

The Younkers bank card is accepted at Younkers and in addition its sister shops all through the nation: Bon-Ton, Bergner’s, Boston Retailer, Carson Pirie Scott, Elder-Beerman, and Herberger’s. It is a pretty restricted acceptance, so a query to ask is: Do I store at Younkers usually sufficient for it to be value opening up one other credit score line?

Perhaps you do. In that case, right here’s what the Younkers bank card gives:
  • A $20 rewards card for each $200 spent with the cardboard in a calendar 12 months. You should use the $20 card towards purchases of $50 or extra. (You can too save rewards playing cards and use them collectively.)
  • Probabilities to double your rewards based mostly on particular month-to-month gives.
  • A birthday low cost every year.
  • Different cardholder-only low cost gives.

The rewards are good, offered you ALWAYS repay your full bank card steadiness every month. When you don’t, you’ll pay a really excessive rate of interest on these purchases — 24.99%, which is basically excessive! Any rewards you obtain from this card will likely be basically canceled out by the curiosity you pay in case you carry a steadiness.

You possibly can solely apply for the Younkers bank card inside a Younkers retailer — there isn’t a on-line software.


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