The World Wildlife Fund, or WWF, offers a credit card in partnership with Financial institution of America that lets you earn rewards whereas additionally serving to the WWF. Our full overview / evaluation of the World Wildlife Fund bank card is beneath:
One of many irritating factors a couple of card just like the WWF Visa is the dearth of transparency — neither the WWF nor Financial institution of America provide any info on precisely what the WWF will get from you having this card. Does the WWF get a bonus for every new cardholder, a share of purchases made with the cardboard, each? We don’t know; you simply should belief that having this card is in some way serving to the WWF. Perhaps that doesn’t trouble you, nevertheless it’s price noting.
Aside from that time, the WWF credit score is solely the BankAmericard Money Rewards Card with the WWF brand slapped on it. Not that that’s a nasty factor. Actually, it’s a really good money again bank card, providing you:
- 3% money again on gasoline purchases and a pair of% again on grocery retailer purchases, for the primary $1500 in gasoline/grocery purchases made in a calendar quarter. (You get 1% again on purchases past $1500 in these classes.)
- 1% money again on all different purchases.
- A $100 bonus should you use the cardboard for at the very least $500 in purchases inside the first 90 days of getting it.
There is no such thing as a annual price for the World Wildlife Fund, and it provides an rate of interest anyplace from 13.24% to 23.24%, relying in your credit score historical past. For those who get a charge on the decrease finish, nice. However should you’re accepted at 20+%, ditch this card and look elsewhere. And, should you EVER carry a stability in your bank cards, look as a substitute for a decrease curiosity card with out rewards. In any other case, you’ll pay as a lot or extra in curiosity than you obtain in rewards.
For those who’d like to use for the WWF Visa, you’ll discover an online application here.