The automotive service Uber, in partnership with Barclaycard, offers a credit card with some impressed rewards for the precise particular person. Are you that particular person? Take a look at our overview/evaluation of the Uber Visa under to resolve for your self.
So, let’s begin with the rewards program and see what you get for charging your purchases to the Uber Visa. You obtain:
- 4% money again on restaurant purchases, together with these ordered by way of UberEats.
- 3% money again on airline and lodge stays, in addition to on trip rental/Airbnb stays.
- 2% money again for on-line purchases, which incorporates e-commerce procuring in addition to subscriptions like Netflix, Amazon Prime, and so on., and, in fact, Uber.
- 1% money again on every little thing else.
Along with these ongoing rewards, you’ll be able to earn a bonus $100 when you spend at the least $500 with the cardboard within the first 90 days of getting it.
Your rebates on this card will be redeemed for straight money, or you’ll be able to select to place your earnings towards Uber credit or different reward playing cards.
We actually like this card as a result of it not solely offers beneficiant rewards however it additionally put some actual thought behind these rewards, clearly focusing on a youthful buyer whose additional earnings goes towards eating out and journey, and whose buying habits tends to be very a lot on-line or by way of apps like Uber. Whereas anybody might match the profile for this card, Uber and Barclaycard clearly have been impressed by a sure imaginative and prescient of a younger, on-the-go skilled with sure tastes and spending decisions.
There isn’t a annual payment for the Uber Visa. There are additionally no overseas transaction charges on purchases outdoors of america. (Many bank cards cost 3% on transactions outdoors the U.S.)
When it comes to rate of interest, this card affords a 15.99% rate of interest for wonderful credit score clients, however you additionally might be accredited at a 21.74% or 24.74% price in case your credit score historical past will not be as wonderful. Watch out to not carry a steadiness right here, or the curiosity you pay might basically cancel out the rewards you obtain.
However, assuming you repay your playing cards in full and on time, there are very good rewards available with the Uber Visa. You may apply on-line via this application.