Choose Consolation, in partnership with Synchrony Monetary, presents a Sleep Number credit card / financing program that permits you to finance your Sleep Number mattress with out paying curiosity — however learn the advantageous print! Our overview / assessment of the Sleep Number bank card is beneath:
Sleep Number beds are costly; most often you’ll spend at the very least $2000 however very presumably extra. So as to show you how to pay, Choose Consolation presents varied financing preparations at 0% curiosity. You could get the prospect to go a full 48 months making funds in your card with no curiosity being charged. If you happen to reap the benefits of this provide and get all of your funds made in full and on time, then it’s a great way to get a Sleep Number mattress.
Nevertheless, watch out. Your financing provide might be a “deferred curiosity” provide with language equivalent to “No Curiosity if Paid in Full inside 12 Months.” This doesn’t imply you get 12 months at 0% after which the rate of interest goes up on the remaning steadiness for those who haven’t paid it off. As an alternative, it means you could repay each penny of the acquisition inside that 12 months or you may be charged ALL of the curiosity that may’ve accrued from the unique date of your buy — as if the 0% provide had by no means existed!! And what rate of interest would you pay in that case? 29.99%!!! You could be very cautious and ensure you fully perceive what you’re agreeing to for those who use a Sleep Number bank card to purchase your mattress.
Whereas there’s an online application for the Sleep Number credit card, there’s actually no want to use till you’ve really selected a mattress and also you’ve acquired a 0% financing provide.