Review: Sheetz Credit Card

Sheetz fuel stations & comfort shops, in partnership with First Nationwide Financial institution of Omaha’s First Bankcard division, offers a credit card that offers you a direct fuel low cost in addition to the flexibility to earn factors towards different rewards. Our overview / overview of the cardboard is under:

The Sheetz bank card is a Visa card, that means that you need to use it at Sheetz in addition to anyplace else that Visa is accepted (which is nearly anyplace). This extensive acceptance is a degree within the card’s favor — should you’re going to open a brand new bank card, it’s greatest to get one which you need to use at greater than just some areas. (However observe — Sheetz might approve you for an alternate card that’s NOT a Visa in case your credit score historical past will not be adequate! The rewards are related, however that card will not be accepted outdoors Sheetz and the rate of interest is far greater, so be sure to know what you’re getting!)

We just like the Sheetz Visa’s reductions and rewards, too. You get:
  • 5 cents off each gallon of fuel purchased at Sheetz with the Visa card (plus one other three cents off per gallon when you’ve got the MySheetz loyalty card for a complete of eight cents per gallon)
  • 5% money again on non-gas purchases made in Sheetz shops
  • 1% money again on all different purchases (although non-Sheetz gas purchased with the cardboard doesn’t get any reward)

Money again rewards are given as a press release credit score that you need to use to offset costs made to the cardboard. You too can select to as a substitute use that money again as factors towards Sheetz reward playing cards or different rewards.

(NOTE: In case you are not permitted for the Sheetz Visa, you might as a substitute be permitted for the Sheetz store-only bank card. In that case, you’ll not earn factors on purchases outdoors of Sheetz as a result of the cardboard will not be accepted anyplace else. As well as, your factors can solely be used towards Sheetz reward playing cards; 1,000 factors equals a $10 Sheetz Reward Card.)

The Sheetz Visa bank card has no annual payment, and has an rate of interest of anyplace from 20.99% to 26.99%, relying in your credit score historical past. These are very excessive charges! And the alternate Sheetz store-only bank card has a good greater rate of interest of 27.99%! For those who EVER carry a stability in your bank cards, keep away from this card — the curiosity you pay will primarily cancel out any rewards you obtain.

Total, the Sheetz Visa supplies good worth on Sheetz purchases, however we wouldn’t hassle utilizing it outdoors of Sheetz, as a result of that 1% reward is sub-standard — get a good cash back card to your different purchases as a substitute.

You’ll be able to apply for the Sheetz Visa bank card by way of a good cash back card.


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