The Pottery Barn credit card, issued in partnership with Comenity Financial institution, provides you the choice to purchase on credit score and in addition earn Pottery Barn rewards. Beneath is a quick overview / evaluation of the cardboard:
The Pottery Barn bank card is nice to be used at Pottery Barn, Pottery Barn Youngsters, and PBteen shops, in addition to Pottery Barn on-line and catalog gross sales. Whereas we regularly frown upon bank cards with restricted acceptance resembling this one, the beneficiant reward program is tough to withstand in the event you’re a daily Pottery Barn buyer. You primarily get 10% in rewards in your purchases. For each greenback you cost on the cardboard you get 1 level; once you attain 250 factors you get a $25 Rewards Certificates.
On purchases of $750 or extra, you may forgo the rewards and as an alternative get 0% financing on the acquisition with 12 months to pay it off. Be aware, nonetheless, what which means — you have to repay the cost IN FULL throughout the 12 months or you’ll charged ALL of the curiosity that might’ve accrued from the date of your buy, as if the 0% supply had by no means existed! And the rate of interest in the event you do need to pay? 26.99%!!!
You’ll need to assume laborious about that deal earlier than you soar in for the 0% financing.
All that stated, the Pottery Barn bank card is nice for many who are common PB buyers and who at all times repay their playing cards in full. In any other case, steer clear. You’ll be able to apply for the Pottery Barn in retailer or through this online application.