NOTE: This bank card has been discontinued. See “What’s the best credit card for me?” that can assist you select a special bank card.
The National Geographic Society, in partnership with First Bankcard/First National Financial institution of Omaha, offers a credit card that permits you to help National Geographic whereas additionally incomes some rewards for your self. See our overview / overview under for an entire abstract of the cardboard:
One factor we at all times discover somewhat bothersome about bank cards affiliated with non-profit organizations is that you simply by no means know precisely how your card is supporting the group. For instance, the advertising and marketing for this card says “Utilizing your National Geographic Visa Card helps our non-profit work in exploration, conservation, and schooling.” That means that some proportion of your card purchases goes to National Geographic however nobody is telling you the way a lot. It could be lots, it could be nearly nothing; there isn’t any transparency right here. One thing to think about.
Now, the cardboard additionally provides you some rewards. You earn 1 level per greenback on all card purchases, and a couple of factors per greenback on any National Geographic purchases. You possibly can then redeem factors for money, journey rewards, merchandise, and many others. A reasonably customary rewards program.
As well as, you get some National Geographic-specific goodies: 12 free digital problems with the journal, 20% off National Geographic retailer purchases, and $250 off National Geographic expeditions and journey journeys.
When it comes to rate of interest, it’s possible you’ll get a charge as little as 15.99% to as excessive as 22.99%, which isn’t nice. When you ever carry a stability in your bank cards, you must cross this one by, particularly in case you’re authorized on the excessive finish of the speed scale. There is no such thing as a annual payment for the cardboard.
General, the cardboard is sweet for the raving National Geographic fan who at all times pays his/her card payments in full, although the rewards program just isn’t overly beneficiant and the ignorance on how your purchases impression the group is regarding.
With all that mentioned, you’ll be able to apply for the National Geographic Visa through this online application.