Review: Merrill Lynch Credit Cards

merrill-lynch-credit-cardMerrill Lynch, in partnership with its dad or mum firm Financial institution of America’s FIA Card Companies, provides one private and one enterprise bank card that will attraction to Merrill prospects. Our overview / evaluate of every card is beneath:

  • The Merrill+ Visa Signature Card provides a typical factors program — you earn 1 level per greenback and may use factors towards journey, reward playing cards, money, and so on. On the whole, this card doesn’t stack up notably properly with different rewards or cash back bank cards. Nevertheless, the Merrill website online does say that flights of as much as $500 in worth could be had for as little as 25,000 factors, which implies you may be redeeming your factors at a worth of two cents every, double what most reward factors are value. (Usually you’d count on 25,000 factors to be value $250, so getting a $500 flight for 25,000 factors is an efficient deal.) It’s tough to inform, although, whether or not your factors have any higher worth on different varieties of rewards. General this card appears effective however not essentially a best choice.
  • The Merrill Rewards For Business Visa Signature Card is geared towards small enterprise homeowners. It provides the identical reward program because the Merrill+ card described above, besides it additionally offers you the choice to redeem your factors at a worth equal to 1.5% money again, offered this factors are redeemed right into a Merrill account. (The 1.5% rebate is beneficiant compared to most enterprise bank cards, so the query is whether or not or not you need your rebate to go straight right into a Merrill account.) In any other case this a reasonably commonplace enterprise bank card, providing you the power to provide playing cards to staff in addition to your self.

You can’t apply for any of the Merrill Lynch bank cards on-line. You may get an software by means of your Merrill monetary advisor or name 1-877-465-2733.


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