Residence enchancment retailer chain Menards offers 2 credit cards that frequent shopper or enterprise patrons ought to discover interesting. Our overview / overview of the Menards bank cards is beneath:
The Menards Massive Card bank card is the buyer Menards card, provided in partnership with Capital One. It gives rewards within the type of reward certificates based mostly in your use of the cardboard. You get:
- 2% of your purchases at Menards shops again as reward certificates
- 1% of your purchases again while you use the cardboard at Speedway, Vacation, and Kwik Journey / Kwik Star areas
- An additional 1%-2% rebate on sure model purchases, comparable to Tide, 409, Ajax, Glade, and so forth.
As an alternative choice to the rebates, Menards gives particular financing on particular person bigger purchases, together with 0% financing for six months on purchases over $299 or 48-month financing at 3.99% on purchases over $1500. (Watch out of the 6-month financing; for those who don’t pay ALL of the stability off in 6 months, you’ll get charged all the curiosity that may’ve accrued from the date of your buy.)
Whereas all these rebates and gives are good, you need to be conscious of the Massive Card’s massive rate of interest: 25.24%!!! In case you are the kind to hold balances in your bank cards (which you shouldn’t be), then you must steer clear, as a result of the curiosity you pay will basically wipe out the perks you obtain.
That mentioned, you may apply for the Menards Massive Card by way of the online application or in a Menards retailer.
Menards additionally gives the Contractor Card that gives related rewards to the Massive Card, however gives its enhanced rebates on manufacturers which are extra prone to be bought typically by contractors, comparable to main equipment and tap producers. You possibly can apply for this card online or in a Menards retailer.
As well as, there’s a Menards Commercial Account for big firms that gives no rewards however provides the comfort of month-to-month billing and the liberty to difficulty playing cards to a number of staff.