Girls’s clothes retailer Maurices, in partnership with Capital One, offers a credit card that offers you minimal rewards with a really excessive rate of interest. Our full overview / assessment of the cardboard is beneath:
The very first thing to grasp concerning the Maurices bank card is that it might solely be used at Maurices shops. We’re not followers of opening new credit score strains for playing cards which have such restricted utilization. (Opening too many bank cards can damage your credit score rating.)
That stated, we may be OK with opening such a card if its rewards have been particularly compelling. Let’s have a look at what the Maurices card affords.
Now, to start, it is best to know that Maurices already has a loyalty factors program that you may be part of with out getting this card. The advantages of the cardboard construct on that program, together with:
- 10% off all Maurices purchases made with the cardboard
- Free delivery for on-line orders
- Double factors incomes on weekends
These are fairly good rewards in case you store Maurices typically, particularly the 10% off your whole purchases.
However do you store Maurices typically sufficient to need to apply for this card? You must suppose arduous about that, particularly in case you ever carry a stability in your bank cards, as a result of this card comes with a horrible rate of interest of 28.74%! Carrying a stability will eat into any reductions and rewards you obtain, and will finally cancel them out.
If you happen to suppose the Maurices bank card is for you, you may apply online via this application.