Review: Giant Eagle Credit Card

giant-eagle-credit-cardGrocery store chain Giant Eagle, in partnership with Comenity Financial institution, offers a credit card that lets you improve the rewards you obtain as a Giant Eagle Fuelperks member. Our overview / evaluate of the Giant Eagle bank card is under:

The very first thing to know in regards to the Giant Eagle bank card is that it might probably solely be used at Giant Eagle and GetGo, nowhere else. We normally usually are not followers of bank cards with such restricted acceptance, as a result of opening a brand new credit score line can harm your credit score rating (particularly when you don’t have a wonderful credit score historical past). Nevertheless, we predict the Giant Eagle bank card is an exception to this rule.

Right here’s why:
  1. In case you are a Giant Eagle buyer, you’re prone to go there usually and spend a great amount of cash, as a result of groceries are an everyday necessity. That makes this card completely different than most different retail retailer bank cards which might be solely used often.
  2. The Giant Eagle bank card can improve the rewards you’re already incomes by means of the shop’s Fuelperks program, as a substitute of being a separate rewards program.

That mentioned, let’s take a look at what the Giant Eagle bank card gives. However earlier than we do this, a fast primer on the Giant Eagle / GetGo Fuelperks program, in case you aren’t already a member. This system is easy: you earn Fuelperks rewards primarily based in your spending at Giant Eagle, within the type of reductions in your fuel purchases on the Giant Eagle-owned GetGo fuel stations. For instance, if the common worth of a gallon of fuel is $3.00, you might need earned sufficient Fuelperks to low cost that per-gallon price all the way down to $2.50. You’ll be able to then replenish your tank on the discounted fee. The extra you store at Giant Eagle, the better the fuel low cost.

The Giant Eagle bank card works hand-in-hand with the Fuelperks program, permitting you to earn even bigger reductions. Particularly, you get:

  • an additional 4¢ off per gallon of gas for each $50 you spend inside Giant Eagle and GetGo.
  • 4¢ off per gallon of gas for each $100 you spend on gas at GetGo. (This implies for gas you’ve really paid for, not for any gas that you just received free of charge because of your Fuelperks. This 4-cents-per-gallon low cost applies to a future fuel buy, not for the day you really purchase the fuel, if that is sensible.)

We like all the things in regards to the Giant Eagle bank card besides one necessary factor: the horrible 25.24% rate of interest! For those who EVER carry a steadiness in your bank cards, go this one by, since you’ll find yourself paying extra in curiosity than you get in reductions.

Nevertheless, when you all the time repay your steadiness every month in full, and you’re a common Giant Eagle buyer, the Fuelperks bank card may very well be best for you. You’ll be able to apply on-line for the cardboard through this application.


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