ExxonMobil gives a number of bank cards through Citibank, together with a client card and three industrial choices, that could be good for frequent patrons at Exxon and Mobil fuel stations. Our overview / evaluation of the Exxon Mobil bank cards is beneath:
The very first thing to find out about ExxonMobil bank cards is that they’ll solely be used at Exxon and Mobil stations, nowhere else. This restricted utilization is a crimson flag for us — except a card actually gives some good advantages, you don’t wish to open a brand new credit score line only for it.
Do ExxonMobil playing cards provide very nice advantages? Should you’re a really frequent consumer, possibly. Right here’s the rundown:
- The ExxonMobil Smart Card is the buyer bank card. It gives you a 6-cent-per-gallon rebate on Exxon & Mobil fuel, no matter how a lot fuel you purchase. (You’ll get a greater deal for a short while while you first open the cardboard — 12 cents per gallon.) Whereas this card’s rebate is OK, be careful for this card’s horrible 28.74% rate of interest! Should you ever carry a stability, you’ll in all probability find yourself paying extra in curiosity than you ever get in fuel reductions.
- ExxonMobil commercial credit cards, for essentially the most half, are principally for managing your gasoline spend with out plenty of financial savings or rewards. The Business Fleet Card does provide a little bit of a rebate, however you’ll want to spend so much to get something substantial — only a penny per gallon if you buy lower than 500 gallons per 30 days, however as much as 6 cents per gallon in case your fleet buys over 10,00zero gallons per 30 days.
We are able to’t actually suggest any of the Exxon Mobil playing cards when contemplating different bank cards available on the market, however devoted Exxon prospects may see some worth right here.