Brylane Home, in partnership with Comenity Financial institution, offers a credit card that can be utilized to buy furnishings, bedding, kitchen & bathtub objects, and different housewares that the retailer presents. Our overview / evaluate of the cardboard is under:
The Brylane Home bank card can be utilized at Brylane Home in addition to at sister shops together with Lady Inside, King Dimension, Roaman’s, Jessica London and extra. Whereas the addition of the sister shops offers the cardboard a bit wider utilization, we nonetheless desire playing cards which have widespread utilization (akin to Visa, Mastercard, and many others.) should you’re going to open a brand new credit score line.
That mentioned, the cardboard does supply a couple of pluses that may suggest it, together with:
- a factors program that provides you 2 factors per greenback spent with the cardboard, and a $10 reward certificates for each 400 factors earned
- a $10 low cost in your first order of $25 or extra, then a $10 assertion credit score together with your first billing assertion, for a complete reward/low cost of $20.
- A 20% off birthday low cost, plus double factors on purchases throughout your birthday month.
- the power to defer funds for 90 days. Purchases received’t be charged to your card till 90 days have handed.
- free transport occasions four occasions per 12 months
- particular coupons or presents unique to cardholders
On the draw back: the rate of interest on this card is 28.99%, which is sky-high. When you have the behavior of carrying a steadiness in your bank cards, this isn’t the cardboard for you. You could be capable to pay this card off every month or everytime you use it as a way to get any actual profit. In any other case, you’ll pay greater than any rewards supplied.
You may apply on-line for the Brylane Home bank card through this application.