Review: American Eagle Credit Cards

am-eagle-credit-cardAmerican Eagle Outfitters, typically shortened to AEO, offers 2 credit card options — an American Eagle retailer bank card and an American Eagle Visa. What’s the distinction between the 2? Our overview & evaluation of the playing cards is beneath…

The American Eagle retailer bank card is simply good for purchases at American Eagle and Aerie in-store or on-line. This card provides:

  • 1 Additional Financial savings level for each $25 greenback spent with the cardboard
  • 20% off your first AEO Credit Card buy
  • 20% off birthday coupon
  • Saving occasions particular to cardholders four occasions a 12 months

Each month your Additional Financial savings level complete is calculated, and, when you’ve got greater than 10 factors earned, you’ll get a $10 present card for future American Eagle purchases.

The American Eagle Visa is similar as the shop card however as a result of it’s a Visa you need to use it wherever Visa is accepted, and also you’ll additionally earn 1 Additional Financial savings level per $100 in prices exterior American Eagle, permitting you to earn reward playing cards sooner. The Visa card additionally has a barely decrease rate of interest than the AEO store-only card, although each are excessive, at 24.24% and 25.24%, respectively — so don’t trouble with this card when you ever plan on carrying a steadiness!

It’s possible you’ll be questioning why you’d apply for the American Eagle retailer card if the American Eagle provides higher rewards and a decrease rate of interest. Nicely, you wouldn’t. In actuality, you’re making use of for the American Eagle Visa. In case your credit score is nice sufficient, that’s what you’re going to get. Nonetheless, in case your credit score historical past will not be adequate to qualify for the Visa, you could be provided the store-only bank card as a substitute. You possibly can apply on-line for the American Eagle bank card by way of this application.

Each American Eagle bank cards are issued in partnership with Synchrony Financial institution (previously often known as GE Capital Retail Financial institution).


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